Financial & Life Blog
College Daze: The Ballooning Cost of College
Submitted by Integrated Financial Group on March 23rd, 2017What You Have To Know About Credit Card Utilization And Your Credit Score
Submitted by Integrated Financial Group on March 13th, 2017Credit card utilization refers to how much of your available credit you use on a monthly basis and is a metric often used in credit scoring algorithms. It is defined as your total open credit card balances divided by your total open credit card limits. The resulting percentage is a component used by most of the credit scoring models because it is often correlated with lending risk.
Retirement Rules: Myth Vs Reality
Submitted by Integrated Financial Group on March 1st, 2017If your goal is to save enough to fund a long retirement, and you’re not sure how to start or how to catch up, remember that there’s more than one path to success. Retirement rules that work for some may be a myth for others. Here’s why knowing that some retirement rules are myths could potentially benefit you in your quest for long-term retirement success.
How Women Are Different From Men, When It Comes To Finances
Submitted by Integrated Financial Group on March 1st, 2017We all know men and women are different in some fundamental ways. But is this true when it comes to financial planning? In a word, yes. In the financial world, women often find themselves in very different circumstances than their male counterparts. Everyone wants financial security. Yet women often face financial headwinds that can affect their ability to achieve it.
9 Things A Financial Advisor Should Do For Their Clients
Submitted by Integrated Financial Group on February 20th, 2017This Week's Market Commentary, 2/19/17
Submitted by Integrated Financial Group on February 18th, 2017On Wednesday, the Dow, Nasdaq and S&P 500 all closed at all-time highs. For the first time in 25 years, the three indexes made five consecutive new highs together. While I've expected some pull-back in the market this quarter in the near-term, I've been happy to see that my views so far have not been accurate.
Women and Divorce Financial Planning
Submitted by Integrated Financial Group on February 12th, 2017Tips I Wish I’d Had 30 Years Ago
Submitted by Integrated Financial Group on February 12th, 2017On December 15, 1985, a little over 31 years ago, I left the relative safety and security of college life and started my first corporate job. On that day as I contemplated what my boss would be like and what work I would be given. I don't think I would have imagined the journey that lay ahead of me.
When it Comes To The Markets Resist the Temptation to React
Submitted by Integrated Financial Group on February 12th, 2017Sometimes, the best reaction is no action at all. To help my clients understand this when it comes to their behavior involving their financial investments, I sometimes use a soccer analogy. During a penalty kick, a soccer goalie must make a split-second decision to stay put in the center of the goal, jump left, or jump right.